[ 
{ 
"Nomor":1,
"Desc1":"01",
"Desc2":"Kesulitan Pemasaran"
},
{ 
"Nomor":2,
"Desc1":"02",
"Desc2":"Kualitas manajemen dan permasalahan tenaga kerja"
},
{ 
"Nomor":3,
"Desc1":"03",
"Desc2":"Perusahaan grup/afiliasi yg sgt merugikan debitur"
},
{ 
"Nomor":4,
"Desc1":"04",
"Desc2":"Permasalahan terkait pengelolaan lingkungan hidup"
},
{ 
"Nomor":5,
"Desc1":"05",
"Desc2":"Penggunaan dana tdk sesuai dgn perjanjian kredit"
},
{ 
"Nomor":6,
"Desc1":"06",
"Desc2":"Kelemahan dalam analisa kredit"
},
{ 
"Nomor":7,
"Desc1":"07",
"Desc2":"Fluktuasi nilai tukar"
},
{ 
"Nomor":8,
"Desc1":"08",
"Desc2":"Itikad tidak baik"
},
{ 
"Nomor":9,
"Desc1":"09",
"Desc2":"Force majeure"
},
{ 
"Nomor":10,
"Desc1":"10",
"Desc2":"Pailit"
},
{ 
"Nomor":11,
"Desc1":"99",
"Desc2":"Lainnya"
}]